Metro South Insurance offers automobile insurance to fit all requirements and needs for the state of Georgia.
The state requires all owners and operators of motor vehicles to carry liability coverage. Georgia requirements include minimum amounts of coverage: $25,000 bodily injury liability per one person in one accident, $50,000 bodily injury liability for all persons injured in one accident, and $25,000 for property damage per accident.
Most vehicle owners also carry collision insurance to protect themselves from financial loss to their vehicle. Lenders almost always require this coverage, and it is prudent to protect yourself from unexpected financial loss even if it is not required. Additional coverage protects you not only for damage from collisions, but from theft, vandalism, or damage to your vehicle from other sources.
Should you ask for a higher deductible to lower premium cost? A higher deductible may make sense if you have an emergency fund specifically set aside to cover smaller losses. If not, the lower deductible will offer more protection.
What, exactly, are your coverage options? In many areas, it is possible to acquire coverage to protect against uninsured motorists, for example. Also, different types of discounts are often available, such as those for multiple policies, good driver discounts, or discounts for students.
Finally, the reputation of your insurance provider should be considered. Metro South Insurance has an outstanding reputation for prompt and attentive service to our clients.
We can provide automobile insurance to meet any needs you may have and also offer a full line of homeowners insurance, life insurance, business liability insurance, renters insurance, and more. The online rating tool can give you fast and accurate quotes for auto or home insurance! Our knowledgeable representatives can provide more details and further information about any type of coverage you may require. Contact an agent today!