Purchasing a home is one of the most significant investments anyone can make. Metro South Insurance wants to make sure you have peace of mind knowing your property and assets are protected against any unforeseen loss. A homeowner’s insurance policy in the state of Georgia can provide coverage in more ways than one.
Homeowner's insurance is used to protect against loss sustained from property damage to your home, contents and personal belongings. In addition, the policy can protect you from a claim or lawsuit filed against you if you are found responsible for others’ injuries and damage to their property. There are many advantages to a policy, and there are also many options which can protect you.
Storms, tornadoes, and hail are all natural disasters that have impacted Georgia residents. To ensure that your investment has adequate coverage, speak to one of our agents about adding on additional policies. A home insurance policy can protect the structure of your home and the various buildings on your property. It can also help you rebuild your home should sudden destruction occur. In some cases, home insurance can cover the accommodations of living if you are forced away from your home while repairs are made.
Your Mortgage Lender Probably Requires It
Are currently financing your home? There is a good chance your mortgage lender will require you to have homeowner's insurance to make sure their financial investment is protected. A lender will often ask for proof of adequate insurance coverage before funding for your mortgage or refinance will be released. If adequate insurance is not obtained, your mortgage lender may purchase homeowner’s insurance on your behalf and charge you for it, which can be much costlier than if you had obtained coverage on your own.
Reach out to our agents at Metro South Insurance to learn more about home insurance options in Georgia. We can walk you through the process and help you pick the coverage that fully protects your home. If you are looking for a quote, try our online rating tool to get quotes for home and auto insurance. Please call or visit our office to get started.